Working capital helps businesses with managing short-term needs such as payroll, inventory, accounts receivables, and payables.

Equipment loans are used to buy equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment.

Asset-based loans may be secured by inventory, accounts receivable, equipment or other property owned by the borrower.

Personal loans are secured or unsecured loans that are paid back in fixed monthly payments for a predetermined amount of time.

A bridge loan is a short-term loan that is used until a company secures permanent financing or removes an existing obligation. It allows the borrower to meet current obligations by providing immediate cash flow.

Term loans have a fixed payment for a certain amount of time. Term loans can be used to consolidate debt. They can also help with cash flow and money management.

The credit card allows you to make purchases without cash. It allows payback terms of 25- 30 days with interest. Qualify for 0% interest for 15-18 months with credit scores over 680 (personal and business).

SBA are loans that backed by the Small Business Administration and offered to startups and existing business that meet certain criteria.

Business acquisition is the process of acquiring a company to build on strengths or weaknesses of the acquiring company. This also includes partner buyouts.

Debt restructuring is a process of refinancing existing debt or allowing companies to reduce or negotiate its overdue debts.

Accounts receivable is a type of financing arrangement in which a company receives capital by using accounts receivable as collateral.

Purchase order or contract financing is a short-term commercial finance option that provides capital to pay suppliers upfront for verified purchase orders. Using this option, businesses can avoid depleting cash reserves or declining an order because of cash flow challenges.

Merchant cash advance (MCA) is not technically a loan, but rather a cash advance based upon the credit card sales of a business.

Hard money loans are utilized to purchase real estate without the harsh guidelines of a traditional bank loan. Loans typically can close within 10 days.